Your growth is locked up
in cardboard boxes.
Every dollar of inventory is a dollar you can't spend on customer acquisition. We fund the entire cycle — deposit through sell‑through — so you repay only as the product actually sells.
Apply for a facility
$5-25m
Annual revenue
of brands we fund
100%
Of the inventory invoice
funded — not a fraction
6mo
Funding Commitments
— THE PROBLEM
Growth eats cash
and your inventory
eats it first.
Every PO is cash sealed in a box. The deposit is due before the product ships, the balance is due before it lands, and you wait months for it to sell through. Meanwhile your ad budget waits in line behind cardboard.
~60+ days
Lead time. From the day you wire the deposit until inventory hits the warehouse.
~120+ days
Sell-through. From the day product lands until the last unit is sold.
~180+ days
Cash sealed up. Five months of working capital you can't deploy on customer acquisition or distributions.
— HOW IT WORKS
Repayment that matches your inventory cycle — not a calendar.
We fund the full invoice on day zero. You don't pay anything until the product lands. From there, we take a small percentage of daily net sales until we're repaid. If sales come in slower than projected, the IRR comes out of our return, not yours.
— BENEFITS
Unlock Growth
Match Cycles
Cash Friendly Payments
Capture all your growth
Stockouts kill momentum. Too little capital forces choices between inventory and acquisition. We provide the capital you need to capture all your demand
— WHY IT'S DIFFERENT
Every other capital option is fighting your cycle.
vs Equity
vs Asset Based Loans
vs Factoring
vs Long Term Loans
vs MCA's & Other Short Term Debt
THEM
Equity
- Big dilution to fund a temporary problem
- Months of fundraising, lawyers, and BOD management
- Caps upside on the part of the business you control
- Misaligned: equity is for risk capital, not inventory
ELEPHANT HERD CAPITAL
Inventory Finance on Your Sales Cycle
+ Funds 100% of the invoice — deposit through balance
+ No payments until inventory lands in your warehouse
+ Repaid as a % of daily net sales, on the inventory cycle
+ 6-month forward funding commitments with visibility
+ No personal guarantees, no bullet refinancing risk
+ Connections to your platforms; we handle reporting
— FOR BRANDS
Fully fund the invoice
Deposit and balance, both. Not a fraction of warehoused goods.
Cycle-matched repayment
Pay us back as the product sells. No fixed weekly debit eating cash.
6-month commitments
Forward visibility on every PO in your buying plan, not invoice-by-invoice.
No prepayment penalty
Cash flush quarter? Pay it down. We don't charge to take our money back early.
Operational alpha
We work with your finance team to drive capital efficiency — lowering your cost of funds over time.
Administrative simplicity
Connections to Shopify, your bank, your ERP. We handle reporting; you keep building.
— SELECTION CRITERIA
We work with the
top quartile of brands.
We don't fund disasters. The brands we partner with have proven the product, proven the unit economics, and just need capital structured around how their business actually works.
Start a conversation
SCALE
$5M–$25M in annual revenue
LOYALTY
Strong repeat purchase rates, demonstrated pricing power
PROFITABILITY
Profitable or near it — solid LTV:CAC, OpEx discipline
RIGOR
A real finance function or fractional CFO
HISTORY
2+ years of operating sales history
— FOR INVESTORS
Top-quartile VC returns.
Without the lock-up.
Each invoice is a tranche, secured against real inventory and a daily share of net sales. Investor capital sits in your own account at our partner bank — you have liquidity at all times, and returns compound as we redeploy into new tranches.
$0
Lock Up. Capital is held in your account at partner bank.
150 days
Per Average Tranche. These are short term mini loans that recycle capital quickly enabling exceptional compounding.
Alpha
Data + Active Consulting. We combine continual access to all key borrower platforms with active consulting to increase borrowers capital efficiency.
— GET STARTED
Let's see if our funding lines up with your inventory cycle
Send us your last 12 months of revenue, your buying plan, and a 3 statement model. We'll come back with a facility size and structure within a week.
Start a conversation
For Investors